Allstate Insurance Akron Ohio – Car insurance in Akron, Ohio is slightly more expensive than other Ohio cities, but less expensive than the national average for insurance. You can find the best insurance rates in Akron by shopping around and considering your coverage needs.
The average cost of car insurance in Akron, Ohio is $1,284 per year, which is more expensive than the state average of $1,165 per year and lower than the national average of $1,548 per year . Many factors go into calculating an insurance rate, including:
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The best way to get the best car insurance in Akron, Ohio is to compare quotes between providers.
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Many factors go into average insurance rates in Akron compared to the rest of the state or country. Akron isn’t as busy as other Ohio cities, and according to QuoteWizard, the average commute time is only 20.8 minutes, compared to 26 minutes nationally.
Although the level of coverage you have will affect rates, Ohio has minimum insurance requirements, which include:
Uninsured or underinsured insurance is optional, as is comprehensive or collision coverage. Insurance rates vary depending on the level of coverage you choose.
Other factors also factor into each insurance provider’s rate, such as driving records and credit scores, as each is rated differently.
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Your age can affect how much you pay for insurance in Akron, Ohio. With an average annual rate of $1,007, you’ll notice the lowest rates in your 50s, according to Zebra data. The highest insurance rates occur during adolescence. But once you hit your 20s, these rates drop significantly. Young people in Akron pay an average of $5,199 per year, while 20-year-old drivers pay an average of just $1,604 per year.
Your gender and whether or not you are married can also affect your Akron insurance rates. Married drivers pay an average of $68 less per year, while single drivers pay more. Male drivers pay about $2 per year for insurance in Akron.
Traffic violations, car accidents, or DUIs can significantly increase your insurance rates in Akron, Ohio. The most costly increase comes from a DUI or reckless driving. If you have a reckless driving charge on your record, you could see rates jump up to $665 per year. According to The Zebra, DUI charges can increase your rates by up to $670 per year.
Your insurance rates are calculated based on the level of risk you present. If you have multiple traffic violations or at-fault accidents on your record, the insurance company will consider you a high risk.
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Your credit score can also affect your insurance rates. Improving your credit score from 300-579 to 800-850 will get you a 58% drop in rates. Even moving from a very low credit score to an acceptable one can save you an average of $816 per year.
Most insurance companies take your zip code into account when calculating your insurance rate. They take into account average weather conditions, vehicle theft incidents, vandalism reports and average traffic patterns.
There are many insurers to choose from in Akron, Ohio. The cheapest for comprehensive coverage in Akron is with Geico, followed by State Farm. Teen drivers typically find the best rates with Geico. Other insurance providers in Akron include Nationwide, Westfield, Erie, Grange, Progressive and Allstate. Many Akron insurance companies also offer discounts, which can help reduce your monthly costs.
Although Akron, Ohio does not offer no-fault insurance, you can purchase the minimum level of coverage you need, which generally offers lower rates. The minimum policy in Ohio does not include comprehensive or collision coverage. Even though it’s cheaper each month, you’ll pay more if you’re at risk.
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If you’re looking for the cheapest rates in Akron, it’s important to consider not only the monthly premium, but also your risk level and how much you’ll have to pay out of pocket for a claim. Some drivers, including young people, may have better chances with a comprehensive insurance policy. Since teenagers are more likely to file a claim, it is important to have an insurance policy that covers all risks.
If you’re looking for car insurance in Akron, Ohio, consider the amount of coverage you need as well as your driving record and credit score. Then, compare quotes to find the best prices that fit your budget.
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